Free Resources / Money & records
Debt payoff tracker: smallest balance first or highest rate first
Keep debts and payment progress together with a debt payoff tracker. List balances by nickname, choose an order to track and update the record from your statements.
What you get
- Debt-list fields for balance, rate, minimum, due day and order
- Printable progress panels with payments and new balances
- A Google Sheets companion with calculation notes and statement-balance inputs
Get this resource and the full library
One signup gives you every printable in the library, plus household ideas by email. No need to sign up again for each download.
How to use it
- Enter the current balance, rate and minimum for each debt using a nickname.
- Choose the order you want to track and record the payments you make.
- Update balances from actual statements and review any estimates before relying on them.
Format and printing
The 3-page PDF is for printing and filling in by hand. You can also make a personal copy of the Google Sheets companion. Start with its instructions and enter information only in the designated input cells.
An optional AI prompt is included in the PDF. You can use the worksheets without an AI assistant. If you use the prompt, check its answer against your own details before copying it onto the pages.
A useful detail
Not necessarily. Use its calculation notes and actual statement-balance fields. Lender timing, fees and interest methods can differ from an estimate.