Free printables / Money & records
Once-a-year bills catching you short? Try a sinking funds tracker
Use a sinking funds tracker to plan for expenses you already know are coming. Keep the target, money already saved and contributions together so each fund has a clear purpose.
What you get
- Fund targets, due months, current savings and monthly set-aside fields
- A year of contributions and a record of spending from each fund
- A Google Sheets companion with fund planning and tracking inputs
Get this resource and the full library
One signup gives you every printable in the library, plus household ideas by email. No need to sign up again for each download.
How to use it
- List each expense, its target and when you expect to need the money.
- Enter what is already saved and work out a contribution plan for the remaining time.
- Record deposits and withdrawals, then review the remaining amount when plans change.
Format and printing
The 3-page PDF is for printing and filling in by hand. You can also make a personal copy of the Google Sheets companion. Start with its instructions and enter information only in the designated input cells.
An optional AI prompt is included in the PDF. You can use the worksheets without an AI assistant. If you use the prompt, check its answer against your own details before copying it onto the pages.
A useful detail
A sinking fund records money set aside for a future expense. An expense tracker records what you have already spent.